Bay Area California - eXp Realty of Northern California, Inc. CA DRE#02188495 Lenders
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About
Get to know Cornell Gavriliuc
CORNELL
C ~ Charming
O ~ Outstanding
R ~ Realtor (Residential & Commercial)
N ~ Nationwide
E ~ Excellent
L ~ Leading
L ~ Lender (Residential & Commercial)
Thank you "my friend" for visiting my website!
What? Why do I call you "my friend" when we don't even know each other?
Well, guess what, once we get to know each other, my desire is for us to become good friends, forever! I really mean that!
Enough with my Romanian sense of humor! Yes, I've escaped from former "communist" Romania back in 1984, still working on the American Dream, not just for me but also, for my clients~friends.
I've been Duly Licensed as a Realtor & Lender since 1998 when I've founded Wall Street Financial Corporation in Schaumburg, IL.
I possess extensive expertise in Residential & Commercial Real Estate, specializing in assisting borrowers in securing suitable financing for their purchase, refinancing or investing needs.
With my profound understanding of the industry and local markets, I provide valuable guidance to my clients, enabling them to achieve ownership success and pave the way for wealth creation.
I've been blessed with an amazing family, married to my beautiful & smart (VP of Data Analytics) sweetheart since 1990, having two accomplished kids & a Fluffy Cat.
It brings me immense happiness to observe their tremendous growth and witness the highly accomplished individuals they have become today. Our "boy" is a High Powered Attorney, soon to become a Partner in a well-established Law Firm and our "girl" is a High Powered Investment Financial Analyst with a well-recognized firm. In addition, she's an Opera Singer, International Role Model & current National American Miss 2023 - 2024 Queen.
C ~ Charming
O ~ Outstanding
R ~ Realtor (Residential & Commercial)
N ~ Nationwide
E ~ Excellent
L ~ Leading
L ~ Lender (Residential & Commercial)
Thank you "my friend" for visiting my website!
What? Why do I call you "my friend" when we don't even know each other?
Well, guess what, once we get to know each other, my desire is for us to become good friends, forever! I really mean that!
Enough with my Romanian sense of humor! Yes, I've escaped from former "communist" Romania back in 1984, still working on the American Dream, not just for me but also, for my clients~friends.
I've been Duly Licensed as a Realtor & Lender since 1998 when I've founded Wall Street Financial Corporation in Schaumburg, IL.
I possess extensive expertise in Residential & Commercial Real Estate, specializing in assisting borrowers in securing suitable financing for their purchase, refinancing or investing needs.
With my profound understanding of the industry and local markets, I provide valuable guidance to my clients, enabling them to achieve ownership success and pave the way for wealth creation.
I've been blessed with an amazing family, married to my beautiful & smart (VP of Data Analytics) sweetheart since 1990, having two accomplished kids & a Fluffy Cat.
It brings me immense happiness to observe their tremendous growth and witness the highly accomplished individuals they have become today. Our "boy" is a High Powered Attorney, soon to become a Partner in a well-established Law Firm and our "girl" is a High Powered Investment Financial Analyst with a well-recognized firm. In addition, she's an Opera Singer, International Role Model & current National American Miss 2023 - 2024 Queen.
About
Rick Nelsen is an accomplished mortgage loan officer with Success Lending, boasting 25 years of extensive experience across multiple states, including North Carolina, South Carolina, Georgia, Tennessee, Kentucky, Florida, Illinois, Indiana, and California. Originally from Chicago, Rick now calls Wake Forest, NC home, where he lives with his wife.
Rick’s deep expertise spans a wide range of mortgage products, ensuring that he can meet the diverse needs of his clients. Known for his unwavering availability and commitment, Rick is dedicated to supporting both realtors and clients throughout the loan process. A passionate sports fan, Rick balances his professional life with a strong family focus, reflecting his dedication both on and off the field.
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About
Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
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About
I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
A Little About Me
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
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About
I started in the mortgage business in 1987 and haven’t looked back. I am a calming force and a focused problem solver for my Clients and Realtor Partners. We close on time every time because with the 2500+ fundings that I have handled personally, I have seen it all and know the answer. For My Mortgage Clients I think multitasking is for the birds so I focus on your loan. Although I have a great team working in the background, you know you will be talking directly to me throughout the entire transaction. In 25 years there is not a mortgage scenario I have not seen. Using our high tech high touch approach, I like to take this weird and challenging process and turn it into something fun. I believe that you experience enough stress when buying a home, your loan should not be one of them!Ask A Mortgage Question
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I have had the pleasure of being a mortgage loan originator for over 10 years. I enjoy interacting with my clients and helping them learn all about the home loan process. While it can be a lot of information to absorb, I do my very best to break it down into bite-sized pieces. This way you can feel comfortable as you are able to make informed decisions along the way. I work with all types of buyers, but I pride myself on working with first-time home buyers as I really enjoy helping them understand everything. There are a lot of moving pieces, but with the right team, it can make it a much more pleasurable experience. I look forward to working with you.
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About
Hello, I'm Robert Jay, and I have been in the mortgage industry for 19 years (Started my career back in July of 2004). I am one of the few licensed senior mortgage advisor’s in the country that has actually been an underwriter.
My nickname is “Mr. Invincible” because I know the best program, how we need to structure things, and what we'll need from you to make it a smooth process.
I specialize in VA, FHA, USDA, and Conventional mortgage products like most lenders do, but I stepped it up a notch by simultaneously specializing in “Hard Money” loans for investors, and self-employed clients (No tax returns, and no income docs, and closings in as little as 13 days).
Aside from those options, I also specialize in Commercial loans, and my interest rates are very competitive (5’s and 6’s).
I truly enjoy connecting with my clients, and helping them learn all about the home process, and which options are available. Purchasing a home is one of the most important financial decisions in a persons lifetime, and I treat each client like they are family. I can also do cash out refi's as well.
When I have time outside of the office, I enjoy anything outdoors, especially going to the beach, or to the mountains, surfing, sailing, sky diving, bowling, and poker tournaments. I recently finished in 27th place in the Best Bet $100,000 guaranteed poker tournament out of 950.
The old adage is “You don’t know what you don’t know” and if you choose to work with me, you’ll learn a lot, I guarantee it!
Thank you very much for reading about me, and I look forward to being a valuable resource for you.
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About
Hey all, my name is Adam Q Johnson and I have been in the mortgage industry for 33 years. As a loan officer, I find that my favorite part of the job is helping people navigate the mortgage process and I especially enjoy the excitement of the move in day! I serve my local market of San Diego County, California and strive to make sure that I remain on top of everything so that my clients can feel less stressed and heard throughout the process. I also am very knowledgeable and am fully prepared to answer any questions they might have.
Outside of the office, I a do a fair bit of volunteer work. I am actively involved in the Oceanside Yacht Club as a Staff Commodore, Port Captain, and Chaplain. The Yacht Club has a very successful junior sailing program that I am very passionate about. In addition, I am a regular blood donor and a Guardian's Circle Member. I am very passionate about the ocean and in addition to my role at the Oceanside Yacht Club, I hold a Master Captain's License from the US Coast Guard and am a Navy Veteran. Lastly, I am an avid yacht racer and I enjoy surfing when I have the time.
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About
Cheryl Newsom, MBA, PMP
CA Licensed Mortgage Loan Officer
As a California-licensed mortgage loan officer, I bring a unique blend of expertise to the Bay Area real estate and lending landscape. With a background in project management and a real estate license, I offer clients a strategic approach to financing their properties.
With a focus on providing transparent communication, meticulous attention to detail, and efficient execution, I leverage my project management skills to guide clients through the lending process with ease. Whether you're exploring Non-QM loan options or seeking traditional financing, I provide personalized guidance tailored to your specific needs and goals.
As both a realtor and a mortgage loan officer, I understand the intricacies of the California real estate market and the importance of finding the right financing solution to match each client's unique circumstances. Committed to professionalism and integrity, I am dedicated to delivering exceptional service and helping clients achieve their real estate and financing objectives with confidence.
Let's connect to discuss how I can assist you in navigating the California real estate and lending markets with expertise and care.
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I am proud to have helped thousands of families, friends, veterans, and community leaders buy and refinance thier homes since 1994. As a branch manager for Success Lending I am always looking to grow my team of loan officers and Realtor partners. My office is located in Carlsbad, CA but I am grateful to work in AZ, CA, CO, FL, ID, MD, TN, VA, and WA. In a crowded field of mortgage professionals I separate myself with my expertise in self employed borrowers and my knowledge of VA insured loans. Like many of you I am active in my community.
* Past President and National Convention leader for the Asian Real Estate Association of America
* Finance Chair and past board member for the Carlsbad Educational Foundation
* Past Board member for the Moonlight Cultural Foundation
* Past President for the Kiwanis Club of Carlsbad
* Past board member for the CSUSM athletic foundation
Areas We Cover
- Adelanto
- Alameda
- Albany
- Albion
- American Canyon
- Anchor Bay
- Anderson
- Angwin
- Annapolis
- Antioch
- Arcata
- Arroyo Grande
- Auburn
- Bay Point
- Bella Vista
- Belmont
- Belvedere
- Benbow
- Benicia
- Berkeley
- Birds Landing
- Bodega
- Bodega Bay
- Bolinas
- Boonville
- Branscomb
- Brentwood
- Bridgeville
- Browns Valley
- Brownsville
- Burney
- Burnt Ranch
- Calistoga
- Camino
- Camp Meeker
- Capay
- Caspar
- Castro Valley
- Cazadero
- Ceres
- Chowchilla
- Citrus Heights
- Clayton
- Clearlake
- Clearlake Oaks
- Clio
- Cloverdale
- Coarsegold
- Cobb
- Colfax
- Comptche
- Concord
- Corte Madera
- Cotati
- Cottonwood
- Covelo
- Crockett
- Daly City
- Danville
- Davis
- Deer Park
- Diablo
- Diamond Springs
- Dillon Beach
- Dixon
- Dorris
- Dos Rios
- Duncans Mills
- El Dorado Hills
- El Sobrante
- Elk
- Elk Creek
- Elk Grove
- Emeryville
- Escalon
- Esparto
- Etna
- Eureka
- Fair Oaks
- Fairfax
- Fairfield
- Finley
- Folsom
- Forest Knolls
- Forestville
- Fort Bragg
- Freestone
- Fremont
- Fulton
- Galt
- Garberville
- Gasquet
- Geyserville
- Gilroy
- Glen Ellen
- Glenhaven
- Gordon Valley
- Grass Valley
- Graton
- Greenbrae
- Gualala
- Guerneville
- Gustine
- Hat Creek
- Hayfork
- Hayward
- Healdsburg
- Hercules
- Hidden Valley Lake
- Hollister
- Hollywood
- Honeydew
- Hopland
- Igo
- Inverness
- Irish Beach
- Isleton
- Jackson
- Jenner
- Kelseyville
- Kentfield
- Kenwood
- Kneeland
- Korbel
- Lagunitas
- Lake Pillsbury
- Lakeport
- Larkspur
- Lathrop
- Laytonville
- Leggett
- Lewiston
- Lincoln
- Linda
- Linden
- Little River
- Live Oak
- Loch Lomond
- Lodi
- Loleta
- Lookout
- Los Gatos
- Lower Lake
- Lucerne
- Mad River
- Magalia
- Malibu
- Manchester
- Manteca
- Martinez
- McArthur
- Mckinleyville
- Mendocino
- Menlo Park
- Merced
- Middletown
- Mill Valley
- Milpitas
- Miranda
- Modesto
- Monte Rio
- Morgan Hill
- Muir Beach
- Murphys
- Napa
- Navarro
- Nicasio
- Nice
- North Highlands
- Novato
- Oak Run
- Oakdale
- Oakland
- Oakley
- Oakville
- Occidental
- Olivehurst
- Oregon House
- Oroville
- Outside California
- Pacheco
- Pacifica
- Pebble Beach
- Penngrove
- Petaluma
- Philo
- Piercy
- Pinole
- Pittsburg
- Platina
- Pleasant Grove
- Pleasant Hill
- Pleasanton
- Plumas Lake
- Point Arena
- Point Reyes Station
- Pope Valley
- Potter Valley
- Rancho Cordova
- Red Bluff
- Redding
- Redway
- Redwood Valley
- Richmond
- Rio Nido
- Rio Vista
- Rocklin
- Rodeo
- Rohnert Park
- Roseville
- Ross
- Sacramento
- San Anselmo
- San Carlos
- San Francisco
- San Geronimo
- San Jose
- San Leandro
- San Pablo
- San Rafael
- Santa Cruz
- Santa Rosa
- Sausalito
- Sebastopol
- Shasta Lake
- Sierra City
- Smith River
- Sonoma
- St. Helena
- Stevinson
- Stockton
- Stonyford
- Suisun City
- Talmage
- The Sea Ranch
- Tiburon
- Tomales
- Tracy
- Ukiah
- Union City
- Upper Lake
- Vacaville
- Vallecito
- Vallejo
- Walnut Grove
- Weed
- Weott
- West Sacramento
- Westport
- Whitethorn
- Whitmore
- Williams
- Willits
- Willow Creek
- Windsor
- Winters
- Witter Springs
- Woodacre
- Woodland
- Yorkville
- Yountville
- Yreka
- Zenia
Last updated: September 13, 2026 1:25 PM UTC Property Information © 2026 
All data, photos, visualizations, and information regarding a property, including the property's compliance with state and local legal requirements and all measurements and calculations of area, have been obtained from various sources, and may include such material that has been generated by use of artificial intelligence. Such information and material have not been and will not be verified for accuracy by the listing broker or the multiple listing service, and are not guaranteed as complete, accurate or reliable. Such information and material should be independently reviewed and verified for accuracy. This information and material are intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright ©2026 Bay Area Real Estate Information Services, Inc. All Rights Reserved.
